Minnesota First Time Home Buyer

As a prospective first time home buyer, the entire process of purchasing a house may seem overwhelming. There are books, newspaper articles, on-line articles, and other sources that all seem to have different information to provide for first time home buyers. Just researching what one needs to know to proceed with purchasing a home can be a serious investment, let alone actually placing the down payment.
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I want to thank all of you for such a great experience in purchasing our new home. I will certainly refer anyone I know with real estate needs to you. You are a great team and I hope to be able to work with you again. - Steve H.

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First Time Home Buyers Blog

Monday, April 29, 2019

We’re Ready to Help You Buy Your 1st Home

Over the last four years, our team has helped over 1,000 families buy and sell across the state of Minnesota, and we’re looking forward to helping even more of you in 2019. As part of this goal, we’d like to encourage you to reach ...  Read More

Minneapolis and St. Paul Home Buyer Programs

Buying a home for the first time can be scary, especially as the home buying process continues to get more complex and also more expensive. Figuring out how to come up with a down payment, researching all the different Minnesota home buying programs, and of course beginning the daunting task of actually finding that perfect new place to call home is a lot for anyone to take on. But as Minnesota first time home buyer specialists, there’s nobody better to help guide you through the process and ensure you make all the right decisions along the way. But before you get started, let us first provide you with a little more information about buying a home for the first time in Minnesota below:

Common Loan Options For Minnesota First Time Home Buyers

  • FHA LOAN - Perhaps the most common home loan for first time home buyers, FHA loans require only 3.5% down, and the maximum loan amount is as high as $365,000.
  • VA LOAN- Specifically designed for veterans and armed services personnel, VA loans offer the advantage of zero money down and often include a rate that’s much more favorable than conventional financing.
  • USDA RURAL DEVELOPMENT PROGRAM - Did you know that 97% of the country is designated for rural purposes, allowing the USDA Rural Development Program to be a much more realistic home loan option than you may think.


Interested in learning more about FHA loans as a first time home buyer in Minneosta? See what else there is to know about FHA home loans for first time home buyers and whether it might be the right option for you.


If you’re a veteran living in Minnesota and are looking for affordable ways to finance your first home, take a closer look at what VA home loans have to offer and all the advantage surrounding this unique and helpful home buyer program.