WHY SHOULD I BUY MY FIRST HOME? 

Wondering whether or not you should buy now or continue to rent? If so, here are the 5 biggest benefits of buying and owning a home sooner rather than later.

Renting certainly has its advantages, and in some instances, makes the more sense in the short-term. But if you’re looking to settle down and eventually plant some roots, buying a home should definitely be near the top of your to do list, and here's why...

1) You’ll Start Building Equity Over Time 

Perhaps the biggest advantage of them all, at least from a personal financial standpoint, buying a home means you’ll start building equity, which means creating some form of financial stability and security for down the road. 

2) Your Monthly Living Expenses Will Remain Constant 

Is there anything more frustrating than having your landlord bump up your monthly rent? Well, buying a home with a fixed-rate mortgage means you’ll be saying goodbye to those unexpected increases in living expenses, making it easier to plan and stay on budget. Imagine the convenience and flexibility of having to make the same payment for the next 30 years? Sounds pretty good, doesn’t it?

3) There’s Tax Benefits Too!

Home ownership often means enjoying extra tax benefits. Most notably, you may be able to deduct property taxes and mortgage interest off your income, helping you save a little money come tax time and also making home ownership even more affordable than you initially thought. 

4) Take Pride in Owning Your Own Home 

Believe it or not, the tedious tasks of mowing the lawn, trimming the hedges, or painting the walls inside won’t seem as bad after you buy your first home. Why, you ask? Because now you’ll be living inside a home that’s “yours,” which often gives you just a little bit more motivation to keep things tidy and customize it exactly how you want. 

5) Buying a Home Benefits the Community 

Nobody wants to live in a less-than-desirable neighborhood, which means you’ll feel more inclined to shop at local businesses and stay active within the community in order to keep the area as appealing as possible. And going back to taking pride in home ownership and keeping up with all the routine maintenance a home requires, maintaining strong curb appeal will only help enhance the neighborhood, as well as your home’s value, which truly is a win-win for you and whoever else lives in the area. 

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