Minnesota Down Payment Assistance for Existing Homeowners

Down Payment Assistance isn't just for first time home buyers!   We are pleased to offer a new program for current homeowners or those that have owned a home within the last 3 years.  The Step Up Program is a statewide Minnesota Housing program available to all Minnesotans!  

Step Up Program Bennefits:

  • As little as 3% down with $15,000 closing costs and downpayment loans available
  • Low or no mortgage insurance option
  • Affordable fixed rate interest rates for the life of the loan

Eligibility Guidlines:

  • Existing homeowner or have owned in the last 3 years
  • Purchase Limit of $306,000 (11 County Twin Cities Metro) and $253,800 (Outside 11 County Metro)
  • Income Limit
  • Minimum Credit Score

Find Out What Mortgages You Might Qualify For

Your Credit and Income

Other Details


This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.