Northfield first time home buyer programs

City of Northfield - Northfield Housing Assistance Program

The Northfield Housing and Redevelopment Authority is offering first time homebuyers an opportunity to obtain assistance on down payment and closing costs for a home purchase. The Northfield HRA provides up to $10,000 in a zero interest, deferred loan — this is payable when the homeowner either sells or refinances the first mortgage.

In order to qualify, applicants must meet income guidelines, purchase a home within the city limits of Northfield and be first time home buyers. Single family homes, condos and townhomes all meet the requirements for this program. The applicants who are eligible must be at or below 80% of the area median income for Dakota County. The awarded amount is dependent on the borrower’s need and annual income.


  • Up to $10,000 in a zero interest deferred loan towards a down payment or closing costs on home sale.
  • Property must be located within Northfield city limits.
  • Must meet income guidelines.

Buying your first home can be overwhelming. Let us help!  We are committed to finding you any grant monies or assistance programs available to you.  Our buyer agent services are FREE!  Please contact us for more information.  We have assisted hundreds of first time home buyers and look forward to the opportunity to assist you!

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